COURSE INDEX
New Home Buying Start & Registration
Budgeting To Buy a Home
Neighborhoods
Find Your First House
Inspect Before You Buy
Shop For a Mortgage Loan
Home Mortgage Loan Process
Credit Score and Credit Report
Home Mortgage Loan Closing
Being a Home Owner
Log In
Table of Contents
Glossary
This is the Table of Contents for the Home Buyer Course. You can navigate to nearly any part of the course using this menu.
Start page Budgeting To Buy a Home BUDGETING FOR YOUR HOME PURCHASE CASE STUDY #1 – XYZ DELICATESSEN CASE STUDY #2 – MURRAY FAMILY CASE STUDY #3 – HERNANDEZ FAMILY PERSONAL INCOME AND EXPENSE SHEET PERSONAL BUDGET WORKSHEET SIX MONTH BUDGET PLAN KEYS TO SUCCESSFUL BUDGETING ARE YOU AN OVERSPENDER? BUDGET QUESTIONS SHOPPING FOR YOUR HOME Neighborhoods SECTION I – SELECT THE RIGHT NEIGHBORHOOD Neighborhood Check Sheet Find Your First House SECTION II – HOUSE HUNTING Existing vs Proposed/New Construction Homebuyers’ Check Sheet House Inspection List The Real Estate Purchase Contract Negotiating Offers Counter Offer Inspect Before You Buy SECTION III – PRE-PURCHASE INSPECTIONS How To Select A Qualified, Professional Home Inspector REVIEW QUIZ I Shop For a Mortgage Loan SECTION I – SHOPPING FOR YOUR LOAN CONVENTIONAL MORTGAGE AND INSURANCE PRODUCTS GOVERNMENT FINANCED AND INSURED PROGRAMS FHA REHABILITATION MORTGAGE INSURANCE SECTION 203(K) REVIEW QUIZ I Home Mortgage Loan Process SECTION II – THE MORTGAGE LOAN PROCESS – “THE WAIT” Pre-qualification Worksheet SAMPLE FACTOR TABLE LOAN PROCESSING Credit Score and Credit Report DEBT AND INCOME RATIO WORKSHEET SECTION III – QUALIFYING CRITERIA EVALUATED-UNDEREWRITING ADEQUACY OF INCOME CREDITWORTHINESS REVIEW QUIZ II Home Mortgage Loan Closing SO NOW YOU’RE READY TO CLOSE HUD I – SETTLEMENT STATEMENT PAGE TWO (2) OF THE HUD 1 – SETTLEMENT STATEMENT TRUTH IN LENDING DISCLOSURE STATEMENT NOTE PAYMENT LETTER – ATTACHMENT TO SETTLEMENT STATEMENT INITIAL ESCROW ACCOUNT DISCLOSURE STATEMENT Being a Home Owner HOW TO CARE FOR YOUR HOME AFTER CLOSING HOME MAINTENANCE CHECKLIST Congratulations On Completing Your Homeowner's Education Course. Glossary
This is a list of hyperlinks that are spread throughout this course. At anytime you may return here to continue the above course, or use the following links to quickly navigate any other information. Loan Application Budget Calculator Debt Consolidation Options Prequalification Questionaire Credit Card Debt Reduction and Settlement FAQ Alternative Mortgage Sources Alternative Vehicle Loan Sources Foreclosure FAQ